Edukasi Literasi Keuangan Pesantren: Strategi Pengelolaan Cash Flow untuk Kemandirian Ekonomi Santri Quantum Idea

Abstract

This community service program aims to enhance financial literacy and cash flow management skills based on Islamic (Sharia) principles among students of Pondok Pesantren Quantum Idea. The program was initiated due to the low level of financial recording skills, the absence of standardized bookkeeping systems, and the limited utilization of digital technology in managing the pesantren’s business units. The implementation method consisted of several stages, including socialization, training, mentoring, evaluation, and program sustainability, using a hands-on approach through Google Workspace, particularly Google Sheets, for financial recording and reporting. The results indicate a significant improvement in participants’ understanding and skills. The level of understanding of basic financial concepts increased from 40 percent to 85 percent, transaction recording skills improved from 35 percent to 88 percent, and comprehension of financial reporting rose from 30 percent to 82 percent. In addition, understanding of Sharia values such as trustworthiness and responsibility increased to 90 percent. The application of digital technology enhanced transparency, efficiency, and accountability in the financial management of the pesantren. This program has proven effective in developing students’ practical financial management skills and promoting economic independence grounded in Islamic values. Furthermore, it has the potential to be replicated in other pesantren as a model for economic empowerment through financial literacy and digital financial system implementation.